Privacy Policy

MomWorth Calculator ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website momworth.me (the "Site") and use our return-to-work calculator services.

Please read this privacy policy carefully. If you do not agree with the terms of this privacy policy, please do not access the Site. By accessing or using the Site, you agree to this Privacy Policy.

Personal Information You Provide

When you create an account or use our calculator, you may voluntarily provide us with:

• Account Information: Email address, name, and password when you register for an account
• Financial Data: Income information, work expenses, childcare costs, and other financial details you enter into the calculator
• Communication Data: Information you provide when contacting us for support

Information Automatically Collected

When you access our Site, we may automatically collect certain information:

• Device Information: Browser type, operating system, device type, and unique device identifiers
• Usage Data: Pages visited, time spent on pages, click patterns, and navigation paths
• Location Data: General geographic location based on IP address (country/state level only)
• Cookies and Similar Technologies: Information collected through cookies, web beacons, and similar tracking technologies

We use the information we collect for the following purposes:

• Provide Calculator Services: Process your financial calculations and generate personalized reports
• Account Management: Create and manage your user account, save your calculations
• Improve Our Services: Analyze usage patterns to enhance user experience and develop new features
• Communication: Send you important updates about your account or our services
• Security: Detect, prevent, and respond to fraud, abuse, or security issues
• Legal Compliance: Comply with applicable laws, regulations, and legal processes

Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include:

• Encryption of data in transit using SSL/TLS protocols
• Secure password hashing using industry-standard algorithms
• Regular security assessments and updates
• Access controls limiting employee access to personal data
• Secure cloud infrastructure with industry-leading providers

While we strive to protect your personal information, no method of transmission over the Internet or electronic storage is 100% secure. We cannot guarantee absolute security.

Data Retention

We retain your personal information for as long as necessary to provide our services and fulfill the purposes described in this policy. Specifically:

• Account Data: Retained while your account is active and for 30 days after deletion request
• Calculation Data: Saved calculations are retained until you delete them or close your account
• Analytics Data: Aggregated and anonymized data may be retained indefinitely for statistical purposes

Third-Party Services

We may use third-party services that collect, monitor, and analyze data to improve our services:

• Google Analytics: We use Google Analytics to understand how visitors interact with our Site. Google Analytics uses cookies to collect anonymous usage data. You can opt out by installing the Google Analytics Opt-out Browser Add-on.
• Authentication Providers: If you choose to sign in with Google, we receive limited profile information from Google in accordance with their privacy policy.

Your Rights and Choices

Depending on your location, you may have certain rights regarding your personal information:

• Access: Request a copy of the personal information we hold about you
• Correction: Request correction of inaccurate or incomplete information
• Deletion: Request deletion of your personal information
• Data Portability: Request a copy of your data in a machine-readable format
• Opt-Out: Unsubscribe from marketing communications at any time

To exercise these rights, please contact us using the information provided below.

Cookies Policy

We use cookies and similar tracking technologies to enhance your experience on our Site. Cookies are small text files stored on your device that help us:

• Remember your preferences and settings
• Understand how you use our Site
• Provide secure authentication
• Analyze Site performance

You can control cookies through your browser settings. Note that disabling cookies may affect Site functionality.

Children's Privacy

Our Site is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately.

Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or applicable laws. We will notify you of any material changes by posting the updated policy on this page and updating the "Last updated" date. We encourage you to review this policy periodically.

If you have questions about this Privacy Policy or our privacy practices, please contact us: